Cira sells clothes. She lives in the Plan 3000 zone in her own house with her son; she’s a single mother. This is the first time she’s asked for an individual loan since she used to be in the “Porvenir” communal bank for seven cycles and demonstrated good payment behavior. The loan she’s asking for is to increase working capital because during the end of year festivities more clothing is sold and she wants to buy seasonal merchandise at wholesale. Cira supports her home alone and she’s responsible for her son’s education and her wish is to see him become professional someday because she strives to give her son a better future.
La Sra. Cira se dedica a la venta de ropa vive en la zona del plan 3000 en casa propia, vive con su hijo, es madre soltera. Es primera vez que solicita un crédito individual ya que anteriormente estaba en el banco de emprendimiento porvenir durante siete ciclos, en el cual demostró buen comportamiento de pago, el crédito que esta solicitando es para aumentar su capital de trabajo ya que por las fiestas de fin de año es donde se vende más ropa y desea comprar mercadería por mayor ropa de temporada. La Sra. Cira, ella sola mantiene su hogar y se encarga de la educación de su hijo que su deseo es un día verlo profesional ya que se esfuerza por darle un futuro mejor a su hijo.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.