Nancy is 42 years old, a widow and has two children, a sixteen and a twenty-one year old. She describes herself as an innovative, focused and respectful person. For the last twenty years, she has been involved in a butcher shop where she sells meat. Her business challenge is insufficient funds to improve the business. She will be using the KES 50,000 loan to buy more meat for selling. In the next five years, Nancy hopes and dreams of running another butcher shop.