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K. Gul lives in the Abdurahmon Jomi region. He is 45 years old and is married with 2 children. He has a secondary education. He is self-employed and is engaged in animal husbandry. He buys young calves, feeds them for 40-45 days then sells them. This business is the main source of income for his family. Gul wants to expand his business, so he decided to apply for a loan. He plans to use the proceeds of the loan to purchase 2 calves. He plans to repay his loan within 12 months.

Translated from Russian by Keith & Jamilya Leitich, Kiva Volunteers.

Кенджаев Гул проживает в районе Абдурахмони Джоми. возраст 45 лет, женат имеет 2 детей.Образование среднее. Не работает. Занимается частным предпринимательством в сфере животноводства. Покупает на рынках молодых бычков , откармливает около 40-45 дней , а потом продает на тех же рынках.Этот бизнес является основным источником дохода его семьи. По этой причине клиент планирует получить кредит для того чтобы увеличить товарооборот. Кроме того занимаясь этим бизнесом клиент сможет обеспечить рынки здоровыми животными , использумых на мясо.На запрашиваемый кредит клиент сможет купить 2 бычков. Погасить кредит клиент планирует погасить в течении 12 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 103
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gul purchasing 2 calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 28, 2008
Apr 5, 2008
Currency Exchange Loss:
May 15, 2009