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This is 43-year-old Mohamed. He is married and has four children aged 10, 7, 4, and 2, all schooling. In 2001, Mohamed established his ladies' bags, necklaces, wallets, and cosmetics business. He began his business because he wanted to avoid being idle and ensure that he is independent, and that is his only source of income.

Working 7 days a week and 10 hours a day, he earns about Le 1,250,000 every month from this business. He would like a loan in the amount of Le 3,000,000. Mohamed requires a loan in order to buy ladies' bags, men's chain wallets and bracelets. He hopes that this loan will enable him to increase his monthly profits by approximately Le 400,000.

In the future, Mohamed plans to increase his capital, build a house, and educate his children. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 5
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Mohamed to buy ladies' bags, men's chain wallets and bracelets.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 21, 2011
Jan 7, 2012
Currency Exchange Loss:
Jul 16, 2012