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Update on Victoria

Victoria is a member of the communal bank Llamkasum. She travels and sells groceries and has been a member of Finca Perú for 12 years. She feels like she has progressed and learned many things in all this time, such as values like punctuality and responsibility, but most importantly how to apply good business administration. She is passing all of her training on to her children.

She remembers how hard it was to get started but Finca helped her not to give up and continue to get ahead. The loan will be used to buy groceries. Her goal is to save enough to buy a truck.
View original language description ↓
Victoria es socia del Banco Comunal Llamkasum, es feriante y lleva abarrotes, es socia de Finca Perú desde hace 12 años, siente que ha progresado, en todo este tiempo aprendió muchas cosas, aprendió valores como la puntualidad, la responsabilidad, y lo mas importante le enseñaron a tener una buena administración en su negocio, toda las enseñanzas lo transmite a sus hijos, recuerda que con mucho esfuerzo empezó, pero Finca le ayuda a no desmayar y seguir adelante, ahora con el préstamo lo invertirá en la compra de abarrotes, lo que desea es poder seguir ahorrando para poder comprar un camión.

Previous Loan Details

First Loan: Victoria is a partner of the Community Bank "Llamkasum," which means "we work" in Quechua. Victoria is separated from her husband, in 39 years old, and has 4 children. She travels to different fair... More from Victoria's previous loan »

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 92
    View loans »
    Peru Loans Fundraising
  • $58,953,275
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Victoria to purchase sugars, rice, cooking oil, and clothing to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 29, 2011
Jan 9, 2012
Currency Exchange Loss:
Jul 15, 2012