Tabitha is married and has three children ranging in age from two years to ten years. She describes herself as an honest and humble woman. She runs a general store where she sells items such as Blue Band (a brand of margarine), water jugs, steel wire, razor blades, and other goods. She has been in this business for the last two years. Her business challenge is insufficient funds to buy additional stocks of the goods she sells. She will use the requested loan of KES 20,000 to buy more sugar, Blue Band, water jugs, steel wire, and other items. Tabitha's hope and dream is to run a wholesale shop within the next five years.