Ebenezer, Group 2
She lives with her two children and husband in a small community outside of the capital, Santo Domingo. Her dream is to watch her children graduate high school, go to one of the universities in Santo Domingo and become professionals. For herself, her dream is to own a bakery and dessert shop where she can sell what she loves making most: breads and cakes. She also hopes at one point to return to school herself.
Maria's biggest challenge to overcome is not a lack of money, or poverty, but rather the insecurity and doubt she harbors in herself — it is hard for her to understand that she really is capable of improving her life and doing better for her family. Thankfully, with the help of Esperanza, and the group lending method, she is supported by her group members and learning to overcome this insecurity—she says they help her believe more strongly in herself.
On behalf of everyone at Esperanza, and on behalf of Maria and her group members, we thank you for your support!
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid