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Rosa Maritza
Rosa is thirty-six years old. She is married and has three children between the ages of thirteen and eight. Rosa joined the community bank “Virgen de Cocharcas” Thirteen years ago with a savings of US $1. Over the past thirteen years Rosa has found support and learned to save and be responsible.


Rosa owns a store located in her house in a small town outside of Ayacucho where she sells food staples such as flour, rice, and sugar. She has owned this store for eight years. Five years ago she was able to buy a photocopy machine with a loan from the community bank that has made her business more profitable. On the weekends, Rosa travels to regional markets to buy grains that she then grinds in to flour and sells. Rosa is hoping to open a second store in the city of Ayacucho.


Rosa needs a loan of 1400 soles (3 soles = $1), which she will use together with her savings to open the second store.


Rosa dreams that her children will be successful, and hopes to eventually be able to buy them a piece of land.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $6,715
    Average annual income
  • 97
    View loans »
    Peru Loans Fundraising
  • $56,037,525
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD