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Marliz Viviana

Update on Marliz Viviana

Marliz Viviana is 23 years old, married and lives with her husband and 4 year old daughter in the canton of Ventanas in the province of Los Ríos.

The members of the Nuevo Amanecer (New Dawn) communal bank are located in the hamlet of San Luis de Zapotal that belongs to the canton of Ventanas. They work in farming, growing short-cycle crops such as corn and rice.

Marliz grows corn, beans, and peas, and the buying and selling of agricultural products takes place in Ventanas.

She is asking for an agricultural loan to buy seeds, compost, fertilizer, urea, and liquid fertilizers. The support of the loan would help her buy, without any problems, the agricultural products which would be of help for the wellbeing of her family.

She faces challenges such as pests and diseases and weather changes.

Her dream is that her family has health and always be together. In her free time she likes to listen to music.
View original language description ↓
Marliz Viviana tiene 23 años es casada vive con el esposo y con la hija de 4 años de edad en Ventanas provincia de los Ríos.

La VRC NUEVO AMANECER se encuentra ubicado en el Recinto San Luis de Zapotal, perteneciente al Cantón ventanas, Esta Ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz y arroz.

Marliz se dedica a la agricultura a la siembra de maíz, frejol, alverja. Las compras y las ventas de los productos agrícolas lo hace en ventanas.

Solicita el crédito para la agricultura comprar semillas, abonos, fertilizantes, urea, líquidos. Con el apoyo del crédito podrá comprar los productos agrícolas sin ningún tipo de problemas y podrá ayudarle para el bienestar de la familia.

Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es que la familia cuente con salud y siempre estar unidos.

En el tiempo libre le gusta escuchar música.

Previous Loan Details

Marliz Viviana, 23, is married and lives with her husband and children in Ventanas Canton, Los Ríos Province. The members of the “Nuevo Amanecer” (New Dawn) communal bank are located in the hamlet of San Luis de Zapotal that belongs to Ventanas Canton. It has 12 members most of which work f... More from Marliz Viviana's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,292,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Marliz Viviana to buy seeds, compost, fertilizer, urea, and liquid fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 23, 2011
Jan 8, 2012
Currency Exchange Loss:
Jul 27, 2012