Update on Jenny MargothJenny Margoth is 33 years old and lives together with her common-law husband and her 10-year-old child. They live in Ventanas, in los Ríos province.
The 'Nuevo Amanecer' (New Dawn) community bank is located in San Luis de Zapotal, in Ventanas canton. The members of this community bank work in short-cycle agriculture, growing corn and rice.
Jenny is a farmer who grows corn. She makes her purchases and sales in Ventanas. She is requesting this loan to buy seeds, urea, manure, fertilizers and liquid fertilizers for growing her corn.
With the support of this loan, Jenny will no longer need to turn to loan sharks and will be able to buy her products without problems. It will help her financially to meet her needs. She faces challenges in her business such as pests, plant diseases and changes in the weather. Her dream is to continue making progress with her farming.
Jenny likes to read a lot.
La VRC NUEVO AMANECER se encuentra ubicado en el Recinto San Luis de Zapotal, perteneciente al Cantón ventanas, Esta Ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz y arroz.
Jenny se dedica a la agricultura a la siembra de maíz. Las compras y las ventas lo hace en ventanas.
Solicita el crédito para sembrar maíz comprar semillas, urea, abonos, fertilizantes, líquidos.
Con el apoyo del crédito ya no acudirá a los chulqueros y podrá comprar los productos sin ningún problema y también le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es seguir progresando en la agricultura.
Le gusta leer mucho.
Previous Loan DetailsJenny Margoth is 33 years old. She is single and lives with her 10 year old daughter in the Ventanas Canton in the Los Rios Province. She is a member of the Community Bank "NUEVO AMANECER" ("NEW DAWN"), which is located in the San Luis de Zapotal district, part of Ventanas Canton. This group h... More from Jenny Margoth's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid