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Paz Y Amor Group
In this Group: Jacqueline, Admercie, Dieulene, Ana, Jose, Louissita, Claire, Philomene, Ramon, Dina
Jacqueline J. is a 36 year old woman who lives with her husband, niece, and seven children (ages: 14, 12, 9, 6, 4, 2 and 4 months). Her husband is currently unemployed and has found it very difficult to secure a job. She currently has problems providing for her children – they are often sick with either a cold or asthma. Her 4 year old son, David, suffers from a chronic illness. She currently sells clothing from her home but hopes that one day she will have her own “colmado,” which is a very small grocery store. She is looking forward to this loan because it will allow her to expand her business and buy more clothing to sell.

This group lives in a small community about 40 minutes outside of Puerto Plata. Most of the people in the community are Haitian and came to the Dominican Republic in hopes of finding a better life. Jobs are extremely difficult to come by here; the unemployment rate in these smaller towns can be as high as 25%. Disease and sickness are very prevalent in this specific area due to the lack of capital available for medical care or medicine.

This is a very close and tight knit group. They rely on each other for emotional and financial support. With the loan from Kiva and business skills and supervision from Esperanza, these individuals are able to pursue their dreams and start their own small businesses.

Oh behalf of Esperanza and everyone in this group, thank you for your continued support and generosity. God Bless!

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 2
    View loans »
    Dominican Republic Loans Fundraising
  • $8,374,650
    Funds lent in using Kiva
  • 33.6
    Dominican Republic Pesos (DOP) = $1 USD