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Mrs. Thoeng is a mother of four children. She is a farmer as well as a recycled materials retailer who has been residing in the Prey Chor district of Kampong Cham province. Her husband shares responsibility for the family by providing construction services.

At this time, Mrs. Thoeng will use her second loan from Kiva to build a bathroom with a toilet in it to satisfy her family’s needs. The loan will provide a healthy and comfortable living for the entire family. In the future, Mrs. Thoeng hopes to expand her existing businesses and improve her situation someday.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 56
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Thoeng to build a bathroom with a toilet in it.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 22, 2011
Jan 5, 2012
Currency Exchange Loss:
Jan 23, 2013