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Mrs. Sek is 31 years old, a responsible mother of two school-aged kids, living in Baray district. Sek raises some piglets in a wooden pigpen behind her house in order to generate income. Recently Sek’s house has been under construction; however, 90% of it is completely built. Due to the lack of adequate funds, Sek would like to look for a loan from our lenders to buy six window frames and to pay for the labor for installing them. She is very happy about the loan given to her. She hopes that she’ll have a comfortable living after her house is completely built.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,038.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Sek to buy six window frames and to pay for the labor for installing them.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2011
Jan 5, 2012
Currency Exchange Loss:
Jan 23, 2013