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Mariana Lucia
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Mariana is 54 and lives with her son in Villa Flor de Managua. For the last five years she has been working for AHIMSA, an organization that provides free food, education and medicines to children from low income families in the Memorial Sandino neighborhood.

Mariana is the coordinator of AHIMSA's Family Social Program, and her social work with this program has contributed to the continued development of her community. What she earns for her work with this organization has been very beneficial, as it allows her to pay for her son's studies. He is currently studying to be able to obtain employment that will further his development. Mariana's husband currently works for Enacal [Nicaragua's state water and sewage utility]. Mariana and her husband have been working to improve their family's quality of life, and right now their most pressing need is to be able to finish construction on their house's porch. They have been unable to complete the project because they don't have the resources to do so.

Translated from Spanish by Elizabeth Chegezy, Kiva Volunteer.

Doña Mariana tiene 54 años de edad, habita con su hijo en el barrio Villa Flor de Managua, hace 5 años trabaja en una Asociación llamada AHIMSA que opera en el barrio Memorial Sandino, en donde apadrinan a niños con padres de escasos recursos económicos, brindándoles alimentación, educación y medicina gratuita.

Ella coordina el Programa Social Familiar que realiza esta asociación, en donde su labor social ha contribuido al desarrollo integral de su comunidad. La ayuda que recibe la señora de parte del organismo por su trabajo, le ha sido de mucho beneficio, ya que con lo que percibe paga los estudios universitarios de su hijo, quien se esta preparando para llegar a obtener un puesto laboral en el cual se pueda desarrollar, el esposo de doña Mariana trabaja en Enacal. Estos padres han ido mejorando su condición de vida, la necesidad mayor de esta familia es la de terminar de construir el porche de su casa, ya que la construcción se encuentra detenida por falta de capital.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 103
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 19.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Mariana Lucia purchase of purlins, cement, sand, iron and zinc sheeting.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 19, 2008
Mar 2, 2008
Currency Exchange Loss:
Jan 15, 2009