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Esmeralda
Esmeralda, 57, is a single mother living in Santa Cruz de Yojoa with her father and a 17-year-old son. She is a very hard working woman who earns her livelihood selling clothes like blouses, pants, skirts and swimsuits. She also sells items for the home like plastic ware and pewter pots. She’s been in this business for nine years and it generates household income.

To maintain her store well-stocked, she has asked ODEF for a loan, her fifth one, to stock the store with more blouses, pants, skirts and curtains taking advantages of the high sales season. She feels motivated to continue working to improve her economic level and support her family.
View original language description ↓
Doña Esmeralda, tiene 57 años de edad, es madre soltera, vive en Santa Cruz de Yojoa junto a su padre y un hijo de 17 años de edad.
Es una señora muy trabajadora se gana la vida vendiendo ropa como blusas, pantalones, faldas y calzonetas, además vende artículos para el hogar en plásticos y ollas de peltre. Desde hace 9 años realiza esta actividad, la que le genera los ingresos del hogar.
Para mantener surtido el negocio ha solicitado financiamiento a ODEF, actualmente solicito el quinto préstamo para surtir mas el negocio en ropa como blusas, pantalones, faldas y cortinas, aprovechando la temporada alta de ventas. Se siente motivada seguir trabajando para tener un mejor nivel económico y apoyar a su familia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 26
    View loans »
    Honduras Loans Fundraising
  • $8,146,250
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Esmeralda to buy stock merchandise for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 9, 2011
Listed
Jan 5, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2012