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Putri Jaya Group
In this Group: Hapazoh, Sarpiah, Sri, Agast, Armah
Hapazoh is a mother of three children. One of her children is still in school. She has been selling merchandise like sugar, eggs and drinks for five years. The business is running smoothly. The income that she gets can contribute to the income from her husband as a laborer to provide their daily basic needs. She plans to use her part of the loan to buy more merchandise such as sugar, eggs, and snacks to sell in her store. In the future, she wants to have a bigger store. She also hopes her child can get an education through college.

Other group member businesses are selling cell phone minute refills and selling clothes on credit.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 30
    View loans »
    Indonesia Loans Fundraising
  • $5,199,250
    Funds lent in using Kiva
  • 9,110.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Putri Jaya Group's $550 loan helped a member to buy more merchandise such as sugar, drinks, eggs, and snacks to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Dec 19, 2011
Jan 4, 2012
Currency Exchange Loss:
Nov 15, 2012