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Tutor Jaya Group
In this Group: Nuryanih, Eti, Siti, Tri, Widy
Nuryanih is pictured in the middle wearing a blue jacket. Nuryanih is married. She is a mother of three children. They are Fajar, Satrio and Wiji. All of them are still going to school. She has been selling crickets since 2010. The business is going well but she needs a cage to accomomdate the cricket's harvest. That is why she is taking her second loan with VisionFund Indonesia. She wants to use her part of the loan to make a cage for her cricket's harvest. She likes to run this business because when the harvest time comes, she does not have any competitors. Income from her business can help her husband who is a policeman to prepare their daily basic needs.

In the future, she wants to keep expanding her business and she hopes she can continuously give her children a better education even until university.

The other group members will use their part of the loan to expand their businesses, which include selling vegetables, selling snacks and running a beauty salon.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 18
    View loans »
    Indonesia Loans Fundraising
  • $5,461,825
    Funds lent in using Kiva
  • 9,110.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Tutor Jaya Group's $825 loan helped a member to pay for materials to make a cricket cage.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Dec 13, 2011
Jan 4, 2012
Currency Exchange Loss:
Nov 15, 2012