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Mrs. Chokk has been living with six single children in Reussey Keo commune in Phnom Penh City. She is now 44 years old, and she cultivates rice crops for her livelihood. Her husband works as a construction worker in different locations around the country. Presently, two of her daughters are working in a garment factory as seamstresses in order to contribute to the family's living situation.

Mrs. Chokk wants to borrow some funds from HKL, one of Kiva's partners, to repair some parts of her house and to buy a used motorcycle to meet the needs of the whole family. Mrs. Chokk plans to provide each of her children with further education, no matter how hard she has to work.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Chokk to repair some parts of her house and to buy a used motorcycle to meet the needs of the family.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 7, 2011
Jan 3, 2012
Currency Exchange Loss:
Mar 21, 2013