Munhjargal is 26 years old and lives with her husband and two kids in a ger (Mongolian yurt/ nomadic tent) in Govi-sumber province, Mongolia. Her husband is employed and her two kids are kindergarten students. She started her pig farming business in early 2011. She started with only two pigs and now she has 11 pigs. Even though she is fairly new to the business, she has already found a buyer. Her business has potential to grow. However, due to the lack of experience her farm is cold and she is short on food supply. She is requesting 2,800,000 MNT to buy materials for a making the sty warm and to purchase forage for her pigs. She is a sharp and hardworking woman who says, "Due to the uncomfortable farming place (sty), my pigs are tired and I'm afraid that if I keep it up this way, I will lose them."
This loan is being administered through XacBank, a Mongolian for-profit microfinance institution. XacBank is located in every province of Mongolia, reaching some of the most rural micro business clients. With this Kiva loan, there is an opportunity for the entrepreneur to get a savings account including 9% of the interest if they pay back the loan on time. This is a special savings account that XacBank has specifically prepared for the Kiva loan borrowers to promote savings habits.