Flor De Papa Group
Verónica tells us that this is the first time she has belonged to Pro Mujer. She joined through an invitation from a loan officer who came to her house. She currently has a farming business which she has been working in for years. She learned the business from her parents.
The loan that Verónica is taking out will be used to grow her business. She will buy seeds in La Ceja and, when they have grown, she will sell her crops to order. This work allows her to make the income she needs to support her family. She lives together with her partner and has one child.
When we asked her what she likes about Pro Mujer, Verónica replied that she likes the loans.
La señora Verónica indica que es la primera vez que integra en Pro Mujer ingresando por invitación de un promotor que llego a su casa. En la actualidad ella tiene un negocio de agricultura que viene trabajando hace años, aprendiendo el mismo de sus padres.
El crédito que ahora sacará es para el crecimiento de su negocio (compra de semillas) que adquirirá de la Ceja y posterior al cultivo lo comercializa a pedido. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en concubinato y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el préstamo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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