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Las Moritas Group
In this Group: Jesica, Manuela, Juana
The group “Las Moritas” consists of three hardworking and enterprising women. One of them is Jesica, age 29, who has been selling trinkets for two years. She has two children, ages 8 and 3, who motivate her to move forward. Her goal is to have a large store in her home.

The other members of the group are as follows:
• Manuela is 51 years old and sells used clothing, sandals, and trinkets.
• Juana sells cooked beans, Nicaraguan tamales, and used clothing.
View original language description ↓
El grupo las Moritas lo conforman tres mujer trabajadoras y emprendedoras una de ellas es Jesica de 29 años quien vende bisutería desde hace 2 años. Ella tiene dos hijos de 8 y 3 años de edad quienes son su motivación para salir adelante y su meta es tener una tienda grande en su hogar.
Las otras integrantes del grupo son Manuela de 51 años quien vende ropa usada, sandalias y bisutería, y Juana quien vende frijoles cocidos, nacatamales y ropa usada.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 95
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 23.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Moritas Group's $675 loan helped a member to buy trinkets.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Dec 19, 2011
Jan 12, 2012
Currency Exchange Loss:
Apr 15, 2012