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Ledmy Esther
Ledmy, 21, is a very hardworking, optimistic young woman. She’s worked since childhood because her parents did not have many economic resources and she helped cover household expenses with her work. Despite the difficulties in her childhood, Ledmy lives in a hut but this does not discourage her from continuing forward and with much effort she works selling clothes in an itinerant manner.

She has worked at everything and with the income she earned she gradually saved up enough money to start a business selling clothes. Ledmy travels along the streets in her neighborhood selling her wares which are well received by her customers because she’s very attentive to them and, above all, because she’s very honest and trustworthy. She’s been working in this business for a year and a half and she believes that she does well because she heads out to the streets very early to offer her products and this effort has its reward; like the saying states: “God helps she who gets up early.”

Ledmy is very grateful to Kiva lenders because thanks to the support provided she’ll be able to finish building her dwelling and and be able to improve her home and install a kiosk and not spend so much time on the streets. This improvement will mean a better quality of life and more security for her since she’ll have a dwelling in good condition. For her, her greatest dream is: “To have an optimum dwelling to live in.”
View original language description ↓
Ledmy es una joven de 21 años de edad muy trabajadora y optimista, ha trabajado desde pequeña porque sus padres no tenían muchos medios económicos y con su trabajo los apoyaba para los gastos de la casa, ella a pesar de lo difícil de su infancia, Ledmy vive en una choza, pero eso no la amilana para salir adelante y con mucho esfuerzo se dedica a la venta de ropa de manera ambulatoria.

Ella ha trabajado de todo y con los ingresos que obtenia, poco a poco pudo juntar el dinero suficiente y con ello inicion su negocio de venta de ropa, Ledmy camina por las calles de su barrio vendiendo sus productos , los cuales tienen mucha acogida por sus clientes, ya que ella es muy atenta con ellos y sobre todo porque es honrada y honesta, lleva trabajando en este negocio desde hace ya 1 año y medio, ella cree que le va bien en su negocio porque desde muy temprano sale a las calles para ofrecer sus productos y ese esfuerzo tiene su recompensa, como dice el dicho “ Al que madruga Dios lo ayuda”.

Ledmy está muy agradecida con los prestatarios kiva ya que gracias a la ayuda brindada ella podrá mejorar su vivienda ya que ella desea colocar un kiosco para ofrecer sus productos y no mucho a las calles y con esta mejora ella tendrá una mejor calidad de vida y mas seguridad para ella asi como tambien mejores ingresos y poder cumplir su mas grande sueño: "Tener una vivienda optima para vivir"

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 173
    View loans »
    Peru Loans Fundraising
  • $60,197,200
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Ledmy Esther to finish building her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 2, 2012
Jan 4, 2012
Currency Exchange Loss:
Feb 15, 2013