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Update on Gloria

Gloria is a hardworking, enterprising woman who has had a small business for the last four years selling nacatamales (typical fast food based on pork which during this season sells in larger amounts). She has 23 children and 15 of them are adults and still living. She will use the loan to buy basic grains, corn, pork, firewood, etc.
View original language description ↓
La señora Gloria es una mujer trabajadora y emprendedora quien tiene una pequeña venta desde hace 4 años y vende nacatamales (comida típica a base de cerdo, la cual en esta época es muy común su comercio en mayores cantidades). Ella tuvo 23 hijos de los cuales 15 están vivos y ya todos son mayores de edad.
El crédito lo invertirá en productos granos básicos, maíz, cerdo, leña…etc.

Previous Loan Details

Gloria Esperanza C. is a hard-working, pleasant, and enterprising woman from Managua. She is 66 years old and from a very young age has gone out each day to earn her daily bread. For the past two years she has had a small store. She will use the loan money to buy rice, sugar, oil, etc. More from Gloria's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 23.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Gloria to buy basic grains, corn, pork, firewood, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 19, 2011
Jan 3, 2012
Currency Exchange Loss:
Oct 15, 2012