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Maria Santos

Update on Maria Santos

María has again decided to get another loan, because she wants to continue improving her home. She wants to buy materials such as metal sheeting, and wood, and pay for labor. That way, her family will be able to live better.

The experience with the previous loan helped her a lot, because she greatly improved her home, and therefore wants to continue working with our institution.
View original language description ↓
María, nuevamente se ha decidido a obtener otro crédito por que quiere seguir mejorando más su vivienda y comprar materiales como lamina,madera y pago de mano de obra, con ello podra mejorar el techo de la casa, de esa forma podrá vivir mejor su familia.
La experiencia con el préstamo anterior le ayudo mucho, porque mejoro mucho su vivienda por el cual quiere seguir trabajando con nuestra institución.

Previous Loan Details

María, age 37, lives in the Arambala department of Morazán. She lives with her children; ages 18, 17, 9, and 8. She is a single mother, and she lives in her own house. Her children currently go to school. María supports her household through the food and snack business that she runs. This ... More from Maria Santos's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 721
    View loans »
    El Salvador Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Maria Santos to buy metal sheeting, and wood, and pay for labor.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 6, 2011
Jan 4, 2012
Currency Exchange Loss:
Jun 18, 2013
This photo was used before for a previous loan for Maria Santos. It was first posted on Kiva on Feb, 2011. Learn More