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Gerardo, 34 years old, is married and lives with his son and his wife, who are his number one priority.

With the loan he intends to buy supplies like manure and chemicals to keep his coffee plantation in optimum condition.

His goal is to keep his crops in the best condition so that the next harvest will have a greater production of coffee and an improved production output. His goal is that the improved crop with better production results will give him more income and improve his family's well-being.

This is the first loan that he has received from FUDECOSUR. He wouldn't have had other loans from state banks before, but FUDECOSUR has given him the loan with greater facilities and a much lower interest rate.
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Gerardo, tiene la edad de 34 años, está casado y vive con su hijo y su esposa que son mayor prioridad. El con el crédito pretende comprar los insumos como abonos y químicos para tener su cafetal en óptimas condiciones. El tienen como meta tener su cultivo en óptimas condiciones para así esta próxima cosecha aumentar la producción de café y tener un mejor rendimiento de producción. El tienen como meta que su mejora al cultivo de los mejores resultados de producción y así tener más ganancias y mejorar su bienestar familiar. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 16
    View loans »
    Costa Rica Loans Fundraising
  • $4,502,650
    Funds lent in using Kiva
  • 504.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gerardo to attend to his coffee.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Dec 3, 2011
Jan 2, 2012
Currency Exchange Loss:
Nov 17, 2013