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Karina Dengse
Karina is 24 years old and lives in Imperial which is located about an hour and a half south of Lima. Imperial, with its sandy beaches, pre-Incan ruins and production of Peru's beloved national liquor, el Pisco (a type of liquor made from grapes), has long been a tourist destination for well-heeled Peruvians. But the true Imperial is a warm, peaceful city with a large Afro-Peruvian population, the result of an indigenous history and the influence of Spanish imperialism. The city, along with others near the Pacific coast, was damaged in the 2001 and 2007 earthquakes in Peru, but has born up as it has throughout most of its history. Karina has studied through the eleventh grade. Since her parents did not have enough economic resources to pay for her studies, she was not able to continue on to study the field of law.

Karina lives in her parents' home, whom she supports with the fruits of her labor since she tells us that they, in spite of their few resources, have helped her greatly. Karina devotes herself to the business of selling groceries in her neighborhood market, which she has done for seven months now, devoting much effort to getting ahead. She works about eight hours a day and may serve up to 25 customers a day. She believes it is going well in her business because she provides good customer service since she likes for the customers to return and recommend her to others.

Currently she is very grateful to the Kiva lenders since with the help provided she will be able to purchase more merchandise for her business. With this improvement she will be able to have more variety in the products she sells and thus obtain a better income in order to continue saving. She hopes to expand her business and achieve her greatest dream: "To continue her advanced studies."
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Karina tiene 24 años de edad, ella vive en Imperial, Imperial está ubicado alrededor de una hora y media al sur de Lima, Imperial, con sus playas de arena, ruinas pre-incas, y la producción del adorado nacional licor de Perú, el Pisco (una especie de aguardiente de uva), ha sido durante mucho tiempo un destino turístico para los peruanos adinerados. Pero la verdadera Imperial es una ciudad cálida y tranquila con una gran población afro-peruana, los restos de un camino indígena, y las influencias del imperio español. La ciudad, junto con otros cerca de la costa del Pacífico, fue dañado durante el 2001 y 2007 terremotos Perú, pero ha soportado como lo ha hecho durante gran parte de su historia. Karina ha estudiado hasta el quinto grado de secundaria, debido a que sus padres no tenían los medios económicos suficientes para solventar sus estudios, ella no pude seguir estudiando la carrera de derecho.

Karina vive en casa de sus padres, a los que apoya con el fruto de su trabajo ya que ella nos dice que ellos a pesar de sus pocos recursos le han ayudado mucho, Karina se dedica a su negocio de venta de abarrotes en el mercado de su barrio, desde hace ya 7 meses los cuales ha dedicado mucho esfuerzo para salir adelante, ella trabaja alrededor de 8 horas diarias y puede llegar a atender 25 clientes por día, ella cree que le va bien en su negocio porque brinda una buena atención a los clientes ya que le gusta que ellos regresen y la recomienden.

Actualmente está muy agradecida con los prestatarios Kiva ya que con la ayuda brindada ella podrá comprar más mercadería para su negocio, con esta mejora podrá tener más variedad en los productos a ofrecer y con ello obtener mayores ingresos para así seguir ahorrando y ampliar su negocio y para lograr su más grande sueño: “Continuar sus estudios superiores”

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 51
    View loans »
    Peru Loans Fundraising
  • $53,895,075
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Karina Dengse to purchase merchandise for her grocery store.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 31, 2011
Listed
Jan 2, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2012