Temukisa is 20 years old. She is married and has two children. Temukisa owns and operates a business venture, selling fried food in the local community. She has one year of experience in this business.
Temukisa is requesting a loan of 2,000 WST in order to purchase the ingredients necessary to make fried food to sell. She plans to use the profit generated from her business (estimated to be 600 WST per week) to improve and/or expand her business.
In 2009, Temukisa joined SPBD in order to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral. This is Temukisa's third loan with SPBD.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.