Los Girasoles De Compone Group
Julia, 41, is married and has five children. She has a business selling cheese. She sells independently and takes her cheese to places such as Limatambo. She works from 8:00 am to 6:00 pm and is able to get her children ahead through this business. Her dream is to finish building her home. She is requesting this loan for the purchase of construction materials such as cement, plaster, sand and stones in order to finish building her home.
The other members sell livestock, raise animals, run grocery stores, sell food, or sell vegetables.
Julia is grateful to those who will become part of this dream through financing this loan. She promises to repay her quotas as established.
La socia es la Sra. Julia; ella es casada y tiene 41 años y tiene 5 hijos; La socia trabaja con su negocio de venta de queso, ella vende en forma independiente llevando a lugares como Limatambo, ella trabaja desde las 8:00 a.m hasta las 6:00 p.m, por medio de este negocio la socia saca adelante a sus hijos, el sueño de la socia es terminar de construir su casa. La socia solicita el préstamo para comprar materiales de construcción como cemento, yeso, arena y piedras para que termine de construir su casa.
Los otros socios se dedican al negocio de venta de ganados, negocio de crianza de animales, negocio de tienda de abarrotes, negocio de venta de comida, negocio de venta de verduras.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid