Las Marias Group
Update on Las Marias GroupCristina is 33 years old. She is married and has five children, who are in school. Creidily is in primary school, Jona Antonia is in the fourth grade of primary school, Jemi is in 3rd grade, Maritza is in secondary school, and the youngest is in preschool. Her husband, Tomás, is a farmer.
Cristina is a merchant. She sells fish, and she has already had this business for 3 years. She goes to the neighboring towns to sell, and she will invest her loan in the purchase of more fish. She expects that the loan will help her, since her business is a source of income and it is very useful to her. She hopes to make her business grow.
Cristina belongs to the Las Marias group, which consists of 13 people, one man and 12 women -- Teresa, Isabel, Elisandra, Rosa Dalia, Yadira, Paula, Alberta, Leonardo, Marison, Antonia, Tesenia, and Carmela. All have business activities such as cosmetics, perfumes, soft drinks, household items, corn, fruits, vegetable, etc.
Ella es comerciante vende pescados ya tiene 3 años con su negocio ella sale a vender a los pueblos vecinos e invertirá su préstamo en la compra de mas pescados espera que le ayude ya que es una fuente de ingresos y le es de gran utilidad espera hacer crecer su negocio.
Cristina pertenece al grupo las marías el cual esta integrado por 13 personas 1 hombre y 12 mujeres a continuación serán mencionadas: Teresa, Isabel, Elisandra, Rosa Dalia, Yadira, Paula, Alberta, Leonardo, Marisol, Antonia, Yesenia, Carmela, todas realizan una actividad comercial como son: cosméticos, perfumes, refrescos, artículos para el hogar, maíz, frutas, legumbres, etc
Previous Loan DetailsTeresa is 51 years old, married, and has two children who don’t go to school but are dependent on her. Her husband is Silvestre, and he works in the fields. She works in the fish market. She sells fish and pork rinds in her neighborhood. She will invest her loan in the purchase of fish and pork… More from Las Marias Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid