Catherine is married and has two daughters aged six months and three years. She describes herself as an ambitious woman. She runs a beauty salon and provides services of plaiting, blow-drying and applying chemicals. In addition, she sells cosmetics and hair oils. Her business challenge is the high prices of cosmetics. She will be using the loan of Kes 20,000 to purchase more beauty products. In the next five years, Catherine hopes to run a cosmetics retail shop.