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Jef Jel Group
In this Group: Amy, Fatou, Fatou , Nogoye, Khady, Maréme, Fatou, Soda, Salla, Mbeugué, Thioro, Ndéye, Fatou Kiné, Mame Diarra
This group is composed of 14 women from the same area. They are all neighbors or friends. Their main occupation is retail.
Nogoye is a 39 year-old woman. She is married and a mother of 6. She also has 2 other dependent children.
Nogoye has been a member of the banc villageois since its creation and she is part of jef jel, a solidarity group for which she is the representative. She is standing on the left side of the picture.
She sells shoes and incense. She has a good experience in this field.
With this new loan, Nogoye will buy incense and pairs of shoes which she will resell to customers in her neighborhood. Her aim is to support her husband as he provides for the family.
With the profits, she will help her husband cover various expenses, i.e. food and her children's education.
View original language description ↓
ce groupe est composé de 14 femmes de la même localité. Elles ont organisé leur groupe par affinité et par voisinage. Leur activité principale est le petit commerce

Nogoye est une femme âgée de 39 ans. Elle est marié et mère de 6 enfants. Elle a également deux autres à sa charge.

Nogoye est membre du banc villageois depuis son inauguration et elle fait parti du groupe de solidarité jef jel dont elle est responsable. Elle est debout à gauche de la photo.

Elle pratique le commerce de chaussure et d'encens. Elle dispose d une bonne expérience dans son domaine d activité.

Avec son nouveau crédit, Nogoye va acheter des paires de chaussures et de l'encens qu'elle va revendre à ses clients qui habitent le même quartier. Et son objectif est soutenir son mari dans la prise en charge de la famille

Grâce à ses bénéfices elle va son mari dans les différentes charges familiales à savoir l alimentation et scolarité de ses enfants.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 46
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 507.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Jef Jel Group's $3,825 loan helped a member to buy shoes and incense to be resold.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 29, 2011
Jan 1, 2012
Currency Exchange Loss:
Jul 15, 2012