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Carolina Elizabeth
Carolina lives with her partner and their two small children, who are five and three years old. She has been making bread for the past twelve years; her mother had this business in her house. Six months ago she asked her mother to give her the opportunity to start her own business using her mother’s equipment, so in the afternoons she works making donuts, which is her business.

Carolina buys the ingredients to make the bread along with her mother, since she buys little because she is just starting out. To go to the place where they buy the ingredients, they take a bus that takes an hour to get there.

She is requesting a loan from Fundación Campo to buy two bags of flour, 50 pounds of sugar, a case of shortening, and a gallon of cooking oil. This way she will get the ingredients she needs for making her bread and she will be able to increase demand, obtain better earnings, and improve the quality of life for her children.

Carolina’s dream is to buy her own oven, because she uses her mother’s, and to open her own bread shop. She also wishes to build her own house with brick because the one she currently lives in is made from coconut tree fronds. She hopes to achieve her dreams through hard work and with the help of Fundación Campo.
View original language description ↓
La señora Carolina vive con su compañero de vida y sus dos pequeños hijos de cinco años y el otro de tres años. Ella se dedica a la panadería desde los doce años, ya que su mamá tenía este negocio en su casa. Pero desde hace seis meses le dijo a su mamá que le diera la oportunidad de instalar su propio negocio utilizando el equipo de su mamá y por las tardes trabaja elaborando donas que son las de su negocio.

La señora Carolina, compra la materia prima para elaborar el pan, junto con su mamá, ya que ella compra poco, porque esta comenzando. Para llegar al lugar donde compran los insumos abordan un autobús que tarda una hora en llegar.

Ella solicita el préstamo a Fundación Campo, para comprar dos bolsas de harina, 50 libras de azúcar, una caja de manteca y un galón de aceite. De esta manera ella obtendrá los insumos que necesita para elaborar el pan y poder ampliar la demanda, obtener mayores ganancias, para mejorar la calidad de vida de sus hijos.

El sueño de Carolina es comprar su propio horno, ya que ella utiliza el de su mamá e instalar su propia panadería. Además desea construir su propia casa de ladrillo, ya que en la que vive es de varitas de coco. Ella espera alcanzar esos sueños con esfuerzo, trabajo y con ayuda de Fundación Campo.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 784
    View loans »
    El Salvador Loans Fundraising
  • $26,231,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Carolina Elizabeth to buy two bags of flour, 50 pounds of sugar, a case of shortening, and a gallon of cooking oil.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 30, 2011
Listed
Jan 1, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2012