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Joseph is 38 years old, married to Jennifer and they have three children. He has been in the business of water distribution using a hand cart for the last seven years, earning a monthly income of KES 15,000.

He is applying for his first loan with KADETL ltd. of KES 20,000 to buy a donkey for pulling the cart. He was introduced to KADET by a credit officer. He hopes to use the profits to complete building his house and to educate his children.

His hopes and dreams are to own a water tanker to distribute water beyond his locality.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 821
    View loans »
    Kenya Loans Fundraising
  • $43,889,150
    Funds lent in using Kiva
  • 84.1
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Joseph to buy a donkey and a donkey cart for transporting water for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 23, 2011
Jan 7, 2012
Currency Exchange Loss:
Jul 16, 2012