Zoya lives in Nor Dvin village with her husband, daughter and mother-in-law. Zoya trades in clothing and is also engaged in farming. She has applied for a loan to increase her stock of clothes.
This loan will help Zoya to meet her clients' demand for warm winter clothing and will allow her to increase her income. With her additional income, she will renovate the house and improve her household's conditions.
About SEF International
SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.