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Arkadi is a teacher at the local school who lives with his wife and two children. Unfortunately, his salary is too low to make ends meet, so he is also engaged in cattle breeding. Arkadi has applied for a loan to increase his herd and to purchase forage for the cattle. Development of the farm will allow him to increase his income, which will help him finish renovating his house and improve his family's living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,072,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Arkadi to purchase cattle and forage.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 27, 2011
Jan 1, 2012
Currency Exchange Loss:
May 17, 2013