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Vilma is 36 years old and is married to a farmer. Vilma also helps her spouse in planting and harvesting rice to sell. They have been in this business for almost 15 years. Vilma usually earns about PHP 10,000 each harvest season. It usually falls during the month of April and November.

Vilma has three children. Two of them go to school. She aims to educate them up to college so that they earn a degree. According to her, she needs to strengthen her business to meet her goal. She is asking for a loan of PHP 15,000 to buy seeds, fertilizers and insecticides use in farming.

Hopefully, she will have good financial management to make her family financially stable so that they will not have to borrow from traders or neighbors to finance their crop.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 692
    View loans »
    Philippines Loans Fundraising
  • $63,141,900
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Vilma to buy seeds, fertilizers and insecticides to use in farming.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 27, 2011
Feb 1, 2012
Currency Exchange Loss:
Jul 15, 2012