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Seda lives in Yerevan with her husband and son who is a student. She trades in clothing from her house. Unable to find sufficient financial means to invest in her business, Seda has applied for a loan. With the loan's help she plans to purchase more clothing and increase sales. This will allow Seda to get more income and cover her son's educational costs.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 113
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Seda to pay for clothing.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 2, 2011
Jan 1, 2012
Currency Exchange Loss:
Jan 17, 2014