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Mrs. Ruos lives in the Prey Chor district of Kompong Cham. She grows rice crops along with her husband throughout the year. She is now 39 years old and is blessed with 4 single children. One of her son works as a labourer in Thailand and her daughter works as a labourer on a plantation in other province. After the rice farming has been completed, Ruos won’t allow her time to pass by without any advantages. She wishes to generate more income during her spare time. Therefore, she would like to ask for some funds from Kiva, through HKL to buy potatoes in bulk from a villager's plantation to stock for future sale. Then, she’ll sell them at a profitable price to tradesmen or directly to vendors. Ruos hopes that she’ll be able to own a potato plantation herself in the commune someday.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 291
    View loans »
    Cambodia Loans Fundraising
  • $37,541,925
    Funds lent in using Kiva
  • 4,030.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Ruos to buy potatoes in bulk for future sale.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 21, 2011
Jan 1, 2012
Currency Exchange Loss:
Sep 15, 2012