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Teresa
Teresa, 45 years of age, is a cheerful woman with the will to get ahead, and is also kind and courteous. She is in a committed relationship with Jorge who is retired. Together they have three children who are 23, 20 and 14, comfortably settled in their own home. The business activity Teresa does is dressmaking, a profession she learned by studying at an occupational training center. Later she bought a sewing machine with her savings and set it up in her own home. Since then she has been serving her customers, who seek her out because of the good finished look of the clothing she makes. She successfully won their acceptance, and so has had a steady clientele throughout the 15 years she has been in this line of work. She likes her business because she likes dressmaking. In addition she likes the good earnings it brings her which have served to support her partner in covering household costs and the education of their children, who are her primary motivation for progress. On the other hand, she comments that physical fatigue causes her some discomfort at being seated in one single posture, which has caused her some back pain, but that does not discourage her. She keeps working and making the effort, having plans to expand her business and buy more sewing machines, and provide work to others.

This will be her fourth loan with the MFP institution. She feels grateful for the financial support she has been receiving and wishes to continue with this support. Therefore she commits to making her payments as with previous loans.

With the requested amount of 1500 Peruvian soles she will invest in the purchase of one sewing machine valued at 700 Peruvian soles and with the balance she plans to purchase materials for sewing such as cloth, thread, and other items.
View original language description ↓
Teresa, de 45 años de edad, es una mujer alegre y con deseos de superación, así como también es amable y cordial. Conviviente con Jorge quien es jubilado. Anbos tiene tres hijos de 23, 20 y 14 años de edad, instalados cómodamente en su propia casa. La actividad que realiza Teresa es la costura, oficio que aprendió estudiando en un centro de educación ocupacional, para luego comprar una maquina de coser con sus ahorros, la cual instaló en su propia casa. Desde entonces atiende a sus clientes, quienes la buscan por sus buenos acabados, logrando ganar su aceptación y así una regular clientela a lo largo de estos 15 años que lleva en ese negocio. Le gusta su negocio ya que le gusta la costura, además de las buenas ganancias que le deja, que le valió para apoyar a su pareja a solventar los gastos de su hogar y la educación de sus hijos, quienes son su mayor motivación para progresar. Por lo contario comenta le incomoda un poco el cansancio físico por estar sentada en una misma postura que le ocasiona dolores de espalda, pero eso no la desanima y continua trabajando y esforzándose, teniendo planes de ampliar su negocio y comprar más maquinas de coser y dar trabaja a otras personas. Este será el préstamo número 04 con la institución MFP, se siente agradecida con la ayuda financiera que viene recibiendo y desea continuar con este apoyo, por tanto se compromete a cumplir con el pago de sus cuotas como en créditos anteriores. Con el monto solicitado de 1500 nuevos soles los invertirá en la compra de 01 maquina de coser valorizada en 700 nuevos soles y con el saldo tiene planeado comprar materiales de costura como telas, hilos, y demás.

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $57,388,050
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Teresa to purchase a sewing machine as well as thread and cloth.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 30, 2011
Listed
Jan 2, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2012