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Jose Elias
Jose Elias, 49, has 3 children who are 29-, 27, and 20-years old, respectively. Jose wanted his children to finish high school, but none of them have because he didn’t have enough money for them to continue. Jose, too, left school before graduating and says that he enjoyed studying Auto Mechanics there. Jose’s favorite food is “tallarines con papa a la Huancaina”. It’s a pasta dish in tomato sauce with potatoes in sauce made with cheese and garlic.

Jose operates a taxi business in the city. He has a mototaxi and works around 12 hours a day. He picks up roughly 80 fares and makes an average of S/.68 [new soles] a day. On a good day, he can make S/.100 [new soles], but he tells us that every day that he returns home with enough money to pay his bills is a good day. If he can feel, at the end of the day, that he can pay his bills, he goes to bed happy. He believes that his business is successful because his faith in God is strong. God guides his footsteps, he says, and he’s always honest and respectful of his fares which, in turn, ensures his success.

Jose is grateful to you because your Kiva loan will help him to improve his mototaxi. He plans to install doors and a radio but, more importantly, to pay for the licenses he needs to operate his business and avoid the fines that can be imposed for operating a business without relevant licensing. The investment will allow him to provide a better service to his customers and, in turn, generate more income. He wants to save up to meet his next goal: “I want to buy a car”.
View original language description ↓
José Elías tiene 49 años de edad, tiene 3 hijos cuyas edades comprenden entre 29, 27, 20 años y los tres solo han cursado hasta el quinto año de secundaria ya que Jose no ha tenido muchos ingresos económicos y nos les ha podido dar los estudios que ellos hubieran querido, asimismo Jose solo ha estudiado hasta el quinto año de secundaria pero le hubiera gustado mucho estudiar “Mecánica Automotriz”, el plato favorito de Jose son lo “Tallarines con Papa a la Huancaína”, es un platillo a base de fideos cocidos a los cuales se les añade una salsa a base de tomate y se acompaña con papa sancochada las cuales llevan una salsa a base de queso fresco, ají amarillo, pan.

Jose se dedica en la actualidad a su negocio de mototaxi, en la cual realiza transporte de pasajeros por las calles de su ciudad, Jose se le dedica a su trabajo mucho esfuerzo, labora alrededor de 12 horas diarias y atiende alrededor de 80 clientes, puede ganar en un día hasta S/. 68 pero en un día muy bueno puede ganar hasta S/. 100, Jose nos dice que para él cada día es muy bueno porque puede regresar a su casa con dinero para los gastos del hogar, lo cual le brinda un poco de tranquilidad al terminar el día. El cree que le va bien en su negocio porque tiene mucha Fe en Dios y que Dios es el que guía sus pasos por eso siempre tiene algo que llevar a su hogar y porque es honesto, honrado y respeta a sus clientes.

Actualmente está muy agradecido con los prestatarios Kiva porque gracias a la ayuda brindada el podrá mejorar su vehículo de trabajo que es la mototaxi comprando puertas colocándole una radio y sobre todo porque va poder pagar los trámites para obtener su licencia de conducir y evitar tener multas por este inconveniente, con esta mejora podrá brindarle más comodidad a sus clientes y sobre todo que evitara que lo sancionen por manejar sin licencia y los clientes tendrán más confianza en utilizar su vehículo, así obtendrá más ingresos y podrá ahorrar para poder cumplir su sueño: “Comprarse un auto”

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 61
    View loans »
    Peru Loans Fundraising
  • $53,994,675
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Jose Elias to improve his mototaxi and to pay for relevant licensing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 23, 2011
Listed
Dec 29, 2011
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013