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Juana Isabel

Update on Juana Isabel

Doña Juana is in charge of her family and continues to look after their welfare. For the past six years, she and her husband have been making improvements to their home. This has been made possible as a result of the short-term loans they have obtained from AFODENIC.

With this new loan, she will finish enclosing the patio in the back because it fills up with water during the winter. She started by having a wall built, but the remaining work needs to be completed. Juana will buy zinc sheeting, crossbeams, screws, cement, sand, tubing, and welding supplies. Each day she is pleased that her home will be safer and more comfortable.

View original language description ↓
Doña Juana, sigue laborando, para el bienestar familiar, en gestion de carga, desde hace seis años, junto a su esposo han logrado mejoras a su vivienda, el cual ha sido posible a corto plazo con los financiamientos que han obtenido en Afodenic.
Con esta nueva solicitud, podra terminar de cerrar el bajarete que le falta en la parte de atrás, ya que en tiempo de invierno se le llena de agua, lo que comenzara desde la pared, y terminar con esta obra. Materiales a comprar, laminas de zinc, perlines, golosos, cemento, arena, tubos y soldadura. El cual esta contenta por lograr cada dia, mejor seguridad y comodidad en su vivienda.

Previous Loan Details

Juana is married and her husband is a heavy transport driver and they help him with the household expenses. Her children are grown and independent. She used to work at home but now she has her own transportation business, working as the load manager. It is a great advancement for the development... More from Juana Isabel's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 23.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Juana Isabel to buy zinc sheeting, crossbeams, screws, cement, sand, tubing, and welding supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 23, 2011
Jan 1, 2012
Currency Exchange Loss:
Dec 15, 2012