Guadalupe De Reyes Group
Update on Guadalupe De Reyes GroupThis group is comprised of ten people, and each one of them has a different business activity. This group is known for being very united, happy, and hard-working.
Juaquin, age 38, is one of the members of this group. He attended school until the third year of secondary school. He is married to Silvia, and they have two children who go to elementary school. Juaquin says that as he did not have the opportunity to study, he learned the trade of being a blacksmith. He did this in order to get his family ahead and to give them a better quality of life.
A little more than four years ago he set up a small blacksmith business on the patio of his house. He does jobs there like doors, windows, and protections. He works by orders because he has had his business for several years, and he has a lot of customers.
He says, “Thank God there is always work to jump into wholeheartedly because one is recommended by their work.”
He will use the loan to buy material to make the doors, windows, and protections. He hopes that with this investment his business will have better results, and he will have more customers. Then his earnings will increase, and he will be able to give his children a better quality of life. He will also be able to give then the opportunity to have a career.
The other members are:
Rosalia-Sells Mexican snacks
El señor Juaquin es otro de los integrantes de este grupo, ella tiene la edad de 38 años, estudio hasta el tercer grado de secundaria y esta casado con la señora silvia, ellos tienen dos hijos los cuales asisten a la primaria. Don Juaquin dice que como no tubo la oportunidad de estudiar aprendio el oficio de herrero para poder sacar a delante a su familia y darle una mejor calidad de vida. El desde hace un poco mas de cuatro años puso una pequeña herreria en el patio de su casa en la cual realiza trabajos como puertas, ventanas y protecines, el trabaja sobre pedidos como ya tiene varios años con su negocio ya tiene muchos clientes y dice "Gracias a Dios siempre hay trabajo asi a hecharle ganas porque uno se recomiendo con su trabajo", el invertira este credito en la compra de material para la elaboracion de puertas, ventanas y protecciones.
el espera que con esta inversion su negocio de mejores resultado y tener mas clientes para que las ganancias aumenten y asi poder dar mejor calidad de vida a sus hijos y poder darles la oportunidad de tener una carrera.
los demas integrantes son
Rosa-venta de antojitos
juana venta de cosmeticos
amelia venta de pollo
rosalia venta de antojitos mexicanos
Previous Loan DetailsSeñor Joel is 59. He did not have the chance to study. He is married to Señora Celia, a housewife, and they have one daughter and one granddaughter. Joel lives in a sugarcane zone. Joel tells us that he decided to start his own grocery store business seven years ago because he saw the need to… More from Guadalupe De Reyes Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid