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Marcelo Eduardo
Marcelo is a 32-year-old single father. He lives with his two children, ages 7 and 9, on a farm in San Miguel de Los Bancos, a Canton that belongs to Pichincha Province (where the capital of Ecuador is also located). The entire region receives visitors who come for its waterfalls, rivers, and biodiversity; the Mulaute River is a popular tourist destination, and in several branches of these rivers people come to go rafting. Traditional food from the region includes guaña, also called campeche, which is a fish that eaten stuffed with a type of plantain called "orito verde" ("little green gold"). Other foods include palm heart ceviche, tilaplia, steak served on a hot grill-like plate, and jelly made from guayaba.

Marcelo has worked on the land for all of his life. The farm where he lives belonged to his parents, and he has always lived there. His primary work, though, is collecting milk. In an old truck, he goes around picking up liters of milk from smaller producers to later deliver to a large plant that processes dairy products. The containers he uses to transport the milk are special and expensieve, and carrying them and lifting them into his truck every day is the most difficult part of his work. Marcelo tells us that if he could collect more, he would have better income, as the processing plant has a large demand. For this reason, Marcelo has applied for a loan, which would allow him to buy more containers.

Marcelo worries about his children's education, as he is raising them alone, and he works very hard for them every day. Marcelo hopes to be able to pay for their food, their clothing, and their education.
View original language description ↓
Marcelo es un padre soltero que tiene 32 años. Vive con sus dos hijos de 7 y 9 años en una finca en "San Miguel de Los Bancos" que es un cantón que pertenece a la provincia de Pichincha (donde también se ubica la capital del Ecuador), toda la zona es visitada por sus cascadas, ríos y biodiversidad, el río Mulaute es un sitio de interés turístico, en varios tramos de estos ríos se practica el rafting. La comida típica es la guaña o campeche, que es un pescado que se consume estofado con plátano de tipo denominado orito verde. El ceviche de palmito, la tilapia, lomo a la piedra y el dulce de guayaba.

Marcelo ha cultivado la tierra toda su vida, ya que la finca donde vive era de sus padres y él ha vivido siempre en este sitio. Pero su actividad económica principal es la recolección de leche. El en un viejo camión recolecta litros de leche de los pequeños productores para luego ser entregados a una gran procesadora de productos lácteos. Los contenedores en los que pone la leche son especiales y costosos, todos los días cargarlos para subirlos a su camión es la tarea más difícil de su trabajo. Marcelo nos cuenta que si él pudiera recolectar más podría tener mayores ingresos ya que la planta procesadora tiene una gran demanda. Por este motivo Marcelo accederá a un crédito el cual le permitirá comprar más contenedores.

Su preocupación es la educación de sus hijos que ha criado solo y por ellos todos los días trabaja muy duro. Marcelo espera poder pagar su alimento, su vestido y su educación.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,200
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Marcelo Eduardo to buy storage tanks for milk.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 15, 2011
Listed
Dec 28, 2011
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2012