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Rosa Irman
Rosa is a 45-year-old woman who is divorced and lives with her youngest child who is 21 years old. They live in San Miguel de los Bancos which is one of the nine cantons in the Province of Pichincha, located in the north-western zone of Ecuador. The entire geographical area of the canton has 52 populated areas throughout including communities, precincts and villages. Within the canton's territory one can find Bosque Protector Mindo Nambillo [Mindo Nambillo Protected Forest], an important natural resource. A large portion of the canton is made up of pastures as the principal business in the canton is animal husbandry. There is also a lot of palmetto cultivation as well as sugar cane, plantains, and naranjilla in small areas. In her free time, Rosa tries to spend time with her daughter and in household activities.

This hard working woman makes a living preparing meals for sale. She does not have a storefront to receive her customers, so she makes home deliveries. She is also contracted to serve at social events and on the weekends she puts up a small tent outside of her house to sell her food. She tells us that her work day begins at six in the morning in general and ends at four in the afternoon. When she has a lot of customers the work is very hard because the pots that she cooks the food in are very big and she often works alone. She would like to have a restaurant because she likes her work a lot. To start, she wants to invest in equipment that she is lacking to improve her business, which is why she will request her first loan.

Rosa is optimistic and little by little she will be closer to her dream of having a large and pretty restaurant where she can continue to cook for her customers.
View original language description ↓
Rosa es una mujer divorciada de 45 años quien vive con su hija menor de 21 años en "San Miguel de los Bancos" que es uno de las 9 cantones de la Provincia de Pichincha ubicado en la zona noroccidental del Ecuador, posee 52 centros poblados entre comunidades, recintos y cooperativas distribuidas en toda la geografía cantonal. El territorio cantonal se encuentra un importante recurso natural como es el Bosque Protector Mindo Nambillo. Una gran superficie del área cantonal se encuentra ocupada de pastizales ya que la principal actividad del cantón es la ganadería este cultivo, también se realizan cultivos de palmito, caña de azúcar, plátano, naranjilla en pequeñas superficies. Rosa en sus tiempos libres trata de pasar con su hija y en si la actividades del hogar.

Esta emprendedora se dedica a preparar comida para venderla, no tiene un local para recibir a sus clientes por lo que lo hace a domicilio. La contratan también para atender eventos sociales y los fines de semana saca una pequeña carpa afuera de su casa para vender su comida. Nos comenta que su jornada laboral empieza a las 6 de la mañana por lo general y termina en la tarde a las 16:00. Cuando atiende a muchas personas el trabajo es duro ya que las ollas en las que debe cocinar tienen un gran tamaño y comúnmente trabaja sola. Ella quisiera tener su restaurante ya que su oficio le gusta mucho y para empezar ella desea invertir en implementos que le hacen falta para mejorar su negocio y para ello acudirá a solicitar su primer crédito.

Rosa está optimista y poco a poco estará más cerca de su sueño que es un restaurante amplio y bonito donde pueda seguir cocinando para su clientela.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,200
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $22,871,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Rosa Irman to make improvements to her food business.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 9, 2011
Listed
Dec 28, 2011
Currency Exchange Loss:
N/A
Ended:
Jun 21, 2013