Check out some available loans that are similar to this one!
Bella Estrella
Bella is a 32-year-old single mother who lives with her two children, a five-year-old daughter and an eight-year-old son. The father of her children is a public employee and is responsible for making a monthly support payment, but this money is not enough to cover all of their needs. For the past six years, Bella has been living in the central neighborhood of “San Miguel de Los Bancos” which is in a canton in Pichincha Province (the Ecuadorian capital is also in this province). This entire area is surrounded by waterfalls, rivers, and biodiversity. The Mulaute River is a tourist spot where several sections of the river are designated for rafting. The traditional dish is either “guaña” or “campeche”, which are types of fish that are usually eaten with a variety of banana named “orito verde”. Also popular is a “ceviche” (marinated seafood cocktail) made with hearts of palm, tilapia, and sweet guava.


Bella was a private employee for a little more than five years, but to earn some extra income she began selling personal use products to her co-workers. Due to the great demand for her products, Bella quit her job and opened her own store. Although her story sounds effortless, things have not been easy for this enterprising woman because her greatest obstacle is a lack of funding for her new projects. Bella works 10 hours each day. Even though she works more hours than she did as a public employee, Bella is happy to have her own capital. In addition, experiencing instability in her job was something common that she experienced in the past.


Bella has the opportunity to buy merchandise. Thanks to this loan, she can obtain a good price from her suppliers and generate good sales during the Christmas season. She will have more income and a better quality of life for herself and her children. Her dream is to see her children become successful professionals.

View original language description ↓
Bella es una madre soltera de 32 años que vive con sus dos hijos, una niña de 5 años y un niño de 8 años. Económicamente, el padre de sus niños, que es un empleado público, se hace responsable con una pensión que recibe mensualmente sin embargo ella también aporta con dinero para así cubrir todas sus necesidades. Desde hace 6 años vive en un barrio central de "San Miguel de Los Bancos" que es un cantón que pertenece a la provincia de Pichincha (donde también se encuentra la capital del Ecuador), toda la zona es visitada por sus cascadas, ríos y biodiversidad, el río Mulaute es un sitio de interés turístico, en varios tramos de estos ríos se practica el rafting. La comida típica es la guaña o campeche, que es un pescado que se consume estofado con plátano de tipo denominado orito verde. El ceviche de palmito, la tilapia, lomo a la piedra y el dulce de guayaba.

Hace un poco más de 5 años Bella era una empleada privada, y para tener un ingreso de dinero extra empezó a vender productos de uso personal a sus compañeros de trabajo y luego, al tener gran demanda de estos productos, Bella renunció e instaló su propio local. Aunque la historia sea fácil de contar no ha sido sencillo para esta mujer emprendedora porque la falta de fuentes de financiamiento a nuevos emprendedores es un gran obstáculo. Su jornada de trabajo es de 10 horas al día, y a pesar de que trabaja más horas que cuando era empleada privada, ella se siente feliz ya que es propietaria de su propio capital y además la inestabilidad de los empleos comunes es algo que quedó en el pasado.

Bella tiene una oportunidad de comprar mercadería, y gracias a un crédito ella podrá obtener mejor precio de sus proveedores y más las buenas ventas de la época navideña, ella podrá tener mejores ingresos y con ello una mejor calidad de vida para ella y sus hijos. SU sueño es poder ver a sus hijos siendo unos excelentes profesionales

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,600
    Average annual income
  • 51
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Bella Estrella to buy merchandise in bulk.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 9, 2011
Listed
Dec 28, 2011
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2012