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Ruben is engaged in cattle breeding. He would like to expand his farm, for which he needs some financial investments. With this loan's help, Ruben plans to purchase two cows and two calves. This increase in cattle will allow Ruben to get more meat and milk to sell. Ruben will increase his income and ensure improved living conditions for his family. Ruben lives with his wife, daughter, mother and grandmother.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 133
    View loans »
    Armenia Loans Fundraising
  • $14,314,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Ruben to pay for cows and calves.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 21, 2011
Jan 1, 2012
Currency Exchange Loss:
Dec 20, 2013