Etibar is from Sabirabad. He is 43 years old. Etibar is married with five children. To make a living, Etibar owns and operates a general store, selling a variety of different products such as tea, candies, diapers, etc. in the local community. Etiabar has been engaged in his business for over 15 years and earns 250 Azerbaijani manats a month from these activities. He hopes to expand soon, just as he fervently hopes that his daughters will be able to graduate one day and finish their studies. Etibar requested a 1,500-manat loan to buy more quantities and varieties of products to expand his inventory. This is his first loan from AqroInvest and Kiva.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.