Bahar is a young, entrepreneurial woman. She is 21, married, and a young mother of one son. She finished secondary school, but could not continue her studies. Two years ago, in order to support her family, Bahar and her husband decided to begin their own business activities in cattle breeding. Today they have two milch cows, whose milk Bahar's husband sells in the local bazaar, earning about 150 AZN a month.
Bahar also has a plot of land where she grows potatoes and perennial herbs, which serve as a concentration of forage for her cattle and ensures a high quality of milk yield. She wants to use this loan of 1500 AZN to buy more milch cows in order to increase her sales of milk. Bahar’s young family is learning to overcome difficulties and resolve problems and she is full of energy for the many achievements on her way.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.