She sews clothes for her community clients. She is very skillful and her clients like her work very much and give her regular orders every month. With the loan investment, she will buy a new sewing machine that will allow her to complete the orders on time and increase her income.
Her husband sells clothes and operates his business from a little shop in the market.
Jamila has given birth to two sons and two daughters. Her daughters remain at home and help Jamila in her household work, while both sons work as laborers.
She has been operating her business for many years and is confident that an investment will be helpful for her business.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid