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Guzaloi is 41 years old, married and has three children. Her husband works in Russia and sends her money monthly. Guzaloi sells grocery and food products at a store. She obtained her first loan for the expansion of product selection. Since that time, she purchased a car. Her family situation improved as well since then. She did repairs in her apartment in the summer and now decided to update her home furniture. Guzaloi has been partnering with our organization since 2009. She is requesting this loan for the purchase of furniture for home.
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Гузалой 41 год, замужем, имеет 3 детей. Муж находиться на заработках в России. Ежемесячно присылает ей деньги. Гузалой торгует в магазине продовольственными товарами и продукты питания. Первый кредит получила на расширения ассортимента товара. За это время она купила машину С того времени ее семейное положение улучшилось, она провела летом ремонт в квартире, а сейчас решила обновить свою домашнюю мебель. Сотрудничает с нашей организацией с 2009 года. Настоящий кредит получила для покупки мебели для дома.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 264
    View loans »
    Tajikistan Loans Fundraising
  • $30,418,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Guzaloi to purchase furniture for home.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 1, 2011
Dec 28, 2011
Currency Exchange Loss:
May 16, 2012